Locking Your Equifax Credit File

You ll need to unlock your equifax credit report when you re requesting new credit for example buying a car or applying for a loan and require a credit check.

Locking your equifax credit file.

Request a fraud or active duty alert place an alert on your credit reports to warn lenders that you may be a victim of fraud or on active military duty. Companies like equifax global consumer solutions which provide you with access to your credit report or credit score or monitor your credit report as. Freezing or locking your equifax credit report prevents access by potential creditors and lenders but there are exceptions. If you don t plan on applying for any new credit in the near future and your state doesn t allow credit freezing fees a freeze may be the way to go.

Entities that may still have access to your equifax credit report include. Dispute information on your equifax credit report submit a dispute if you notice something is inaccurate or incomplete on your credit report. This article explains how to lock and monitor your credit at all three credit bureaus. Lock alert makes locking and unlocking your equifax credit report easy.

On your dashboard expand the single bureau lock feature in the list on the right. Just click or swipe to lock and unlock. Download the lock alert app on the apple app store or google play or visit the lock alert page. To lock your equifax credit report using equifax credit report control sign in to your product.

Locking your equifax credit report will not prevent access to your credit report at any other credit reporting agency. You cannot have a security freeze on your equifax credit report along with a lock. Lock alert allows you to quickly lock and unlock your equifax credit report. Credit report locks are mobile app enabled and allow you to lock and unlock your credit reports using identity verification techniques such as usernames passwords and touch id or face id technology.

Locking your credit is a procedure that can help prevent identity theft and credit fraud by blocking access to your credit report. We ll alert you of your new status. You must lock your credit reports separately at each nationwide credit bureau equifax experian and transunion. Freezing or locking your equifax credit report will not prevent access to your credit file at any other credit reporting agency.

You can then click lock now to lock your equifax credit report. Locking or freezing your credit file may help prevent criminals from opening fraudulent accounts in your name.